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1)A company that offers you choices like open perils, replacement cost and extra coverage and discounts to meet your individual needs.
2) A policy that can grow and change with your families changing needs.
3) carriers that write separate or endorse an umbrella excess liability policy on
to your home policy. One bill is more convenient.
4) coverage on a replacement cost basis: when you have a claim it will be settled on the basis that old will be replaced with new.
Call our office and discuss your special needs with one of our experienced agents.